Occasionally we all need to make special purchases. Sometimes there's just a little more month than money. We are here to help!

Rapid Reserve Account

The Rapid Reserve is a line of credit which allows you to obtain additional cash by using your Three Rivers Bank of Montana checking account. This is how it works:

  • If you write a check for more than the balance in your checking account, the Rapid Reserve will advance funds to cover that check. All advances are in increments of $100. 
  • An annual fee of $20 applies. 
  • Depending on your outstanding loan balance owing, a payment of 5% or a minimum of $25 will be automatically deducted from your checking account each month. 
  • The Annual Percentage Rate is 15.99%. The rate may change at any time at the bank’s discretion.