Earn really high interest and free ATM withdrawal refunds* — all for banking just around the riverbend.

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Key Features

  • Really High Interest Earnings*
  • Refunds on ATM Withdrawal Fees*
  • No Monthly Maintenance Fee
  • Free Digital Banking
  • Free checking that pays high interest
  • 5.50% APY* on balances up to $25,000
  • 5.50% to 1.28% APY on balances over $25,000 depending on balance in account*
  • 0.01% APY* if qualifications aren't met
  • Refunds on ATM withdrawal fees, nationwide (up to $5 monthly)*
  • Link to free Kasasa Saver® to build savings automatically
  • No minimum balance to earn rewards
  • No monthly maintenance fee
  • Free digital banking services, including:
    • Free online banking & bill pay
    • Free mobile banking with mobile deposit
    • Free Estatements
  • Free Visa® debit card
  • Nationwide surcharge-free ATMs with the Allpoint® ATM Network**
  • $100 minimum deposit to open

Here's How Easy It Is to Earn Your Rewards

Just do a few simple things you're probably already doing. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:

  • At least 15 debit card purchases
  • Be enrolled in and agree to receive Estatements

And if you don't meet these qualifications, your account is still free. Plus, you'll still earn our base interest rate. And you can get right back to earning your full rewards the very next cycle that you qualify.

Qualification Information: There are two qualifications of this account in order to receive the rewards: agree to receive e-statements once enrolled in on-line banking, and to make at least 15 debit card pin or signature based transactions during the qualification cycle.  Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards:  ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning (1) one day prior to the first day of the current statement cycle through (1) one business day prior to the close of the current statement cycle.

Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, Tier 1: An interest rate of 5.37% will be paid on the portion of your average daily balance that is $25,000.00 or less. The annual percentage yield for this tier is 5.50%. Tier 2: An interest rate of 0.23% will be paid on the portion of your average daily balance that is more than $25,000.00. The annual percentage yield for this tier will be 0.23%.  Based on an example where your total account balance is $125,000.00 for each day of the monthly qualification cycle and does not change, the blended annual percentage yield for that balance in both Tiers will be 1.28%.  If, in this same example, the total balance in the account varies during the monthly qualification cycle but does not exceed $125,000.00, the annual percentage yield will vary from 5.50% to 1.28%. You will receive reimbursements up to but not exceeding 5 dollars for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. If you believe you have not been reimbursed the correct amount of ATM fees you must contact us within sixty (60) calendar days after the Statement Cycle where the reimbursement was applicable in order to receive a refund. When Kasasa Cash qualifications are not met, all balances in the account earn 0.01% APY and ATM withdrawal fees are not refunded. Interest and ATM withdrawal fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle. APY = Annual Percentage Yield.  Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Rates are current as of date of account opening.

Additional Information: Account approval, qualifications, limits, timeframes, enrollments, and other requirements apply. A minimum deposit of $100.00 is required to open the account, however there is no minimum balance required in the account. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC.  Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.