It really is more rewarding to bank local. Enjoy a little cash back in your pocket with every swipe of your debit card — it’s on us.

Key Features

  • Cash Back on Debit Card Purchases*
  • Refunds on ATM Withdrawal Fees*
  • No Monthly Maintenance Fee
  • Free Digital Banking
  • Free checking that pays you back
  • 3.50% cash back on debit card purchases*
  • No category restrictions on purchases
  • Earn up to $126 cash back per year, $10.50 per month*
  • Refunds on ATM withdrawal fees, nationwide (up to $5 monthly)*
  • Link to free Kasasa Saver® to build savings automatically
  • No minimum balance to earn rewards
  • No monthly maintenance fee
  • Free digital banking services, including:
    • Free online banking & bill pay
    • Free mobile banking with mobile deposit
    • Free Estatements
  • Free Visa® debit card
  • Nationwide surcharge-free ATMs with the Allpoint® ATM Network**
  • $100 minimum deposit to open

Here's How Easy It Is to Earn Your Rewards

Just do a few simple things you're probably already doing. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back® account during each Monthly Qualification Cycle:

  • At least 15 debit card purchases
  • Be enrolled in and agree to receive Estatements

And if you don't meet these qualifications, your account is still free. Plus, you'll still earn our base interest rate. And you can get right back to earning your full rewards the very next cycle that you qualify.

Qualification Information: There are two qualifications of this account in order to receive the rewards: agree to receive e-statements once enrolled in on-line banking, and to make at least 15 debit card pin or signature based transactions during the qualification cycle. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. Monthly Qualification Cycle means a period beginning (1) one day prior to the first day of the current statement cycle through (1) one business day prior to the close of the current statement cycle.

Reward Information: When your Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, you will receive 3.5% cash back on up to a total of $300.00 pin or signature based debit card purchases that post and settle to the account during the cycle period. A maximum of $10.50 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements up to but not exceeding 5 dollars for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. If you believe you have not been reimbursed the correct amount of ATM fees you must contact us within sixty (60) calendar days after the Statement Cycle where the reimbursement was applicable in order to receive a refund. When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM withdrawal fee reimbursements will be credited to your Kasasa Cash Back account on the last day of the current statement cycle. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

Additional Information: Account approval, qualifications, limits, timeframes, enrollments, and other requirements apply. A minimum deposit of $100.00 is required to open the account, however there is no minimum balance required in the account. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A