Three Rivers Bank is pleased to offer a variety of Merchant Services through NXGEN Payment Services!

This business-friendly program features:

  • Highly competitive pricing
  • Fast transaction processing with 24/7 availability
  • Solutions that help your business grow
  • 24/ 7 superior U.S.-based support
  • 24/7 access to payment processing data (batches, deposits, etc.) at no charge

Contact your local Three Rivers Bank branch for more information about any of the products listed below or click here and fill out the request form today.


Are you paying too much? Are your rates and fees too high?

Let us provide you a FREE ANALYSIS of your current Credit/Debit Card account. We promise you …

þ Complete understanding of your current charges and potential savings

þ A review of the latest technology and options for your business

NXGEN provides the right solution for your business!

  • State-of-the-art credit card terminals
  • Flexible credit card processing solutions for multiple users
  • Accept payments from anywhere you have an Internet connection … you may not need a terminal! 
  •  Integration with your software application
  • Smart Phone solutions – accept payments from anywhere you have a cell phone signal!
  • Mail / Telephone Order and B-2-B solutions
  • E-commerce via your website
  • Debit, VISA, MasterCard, Discover & American Express
    • NXGEN’s One-Point statement includes American Express transactions – and deposits are all made within 48 hours. One statement; one deposit!
    • 24-hour deposit available


The most profitable square foot in your store!

Now you can join the big national retailers in using electronic cards to grow your sales.

  • 57% of gift card recipients spend more than the value of the card. 
  • 75% of consumers say they would like to receive a gift card as a gift.
  • 12% of gift cards are never redeemed.
  • Gift Cards out sellpaper gift certificates 1000 to 1.

We provide every ingredient necessary for you to reach your sales potential:

  • Premium-quality card production
  • In-store displays& merchandising
  • Real-time transaction processing
  • Complete program activity reporting

And you can run several card programs with one system:

  • Gift Cards
  • Loyalty/Reward Cards
  • Prepaid Cash Carts
  • Promotional Cards
  • Merchandise Returns
  • Electronic Coupons


Managing a micro-to-medium size business is time-consuming and requires multiple systems. NXGEN offers a reasonably-priced and scalable internet-based point-of-sale (POS) retail system that provides:

  • Inventory Management
  • Customer Relationshi pManagement
  • Employee Management
  • Supply Chain Management

Our intuitive system will alert you with the potential for increasing sales at the point of purchase resulting in higher revenue, you will be able to identify your customers spending habits, and have the capability of being able to directly market to them. We eliminate stressful inventory management guessing; with our informative data you are able to make money saving inventory decisions.


On-site ATMs allow your customers to access all of their available cash from bankcards, credit cards, etc. Studies show that customers they spend 20–25% of the cash withdrawn in your store!


The Smart Choice for Immediate Working Capital

If you accept credit cards and need some working capital, you may qualify for a Cash Advance of $2,500 to $150,000. Your monthly transactions must be at least $2,500/month. Approval takes only 7 business days. Repayment is through a percentage of your future VISA/MasterCard receipts. You pay back your cash advance only when you make a sale.